Tom said you'd better not lend them any money Jane

Tom advised

Tom said: "You'd better not lend them any money Jane."

`->` Tom advised Jane not to lend them any money.

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Cấu trúc: 

Câu trực tiếp mang nghĩa khuyên bảo: S + said: "S + had better/should (not) + Vinf"

`->` Câu gián tiếp: S + advised + sb + (not) to Vinf